In 2009 many of us will be hoping to transfer a credit card balance or consolidate our loans and cards into one easier to manage payment. Hopefully the Credit Crunch will not have too much of an impact on this, however, before you apply, it’s always best to know what your credit file is saying [...]

Your Credit Report is so important, the information it contains can swing a decision for your next Credit Card, personal loan, car finance or mortgage application, you can view your credit report for free with some of the credit reference agencies, click here to find out more.

I dont know about you but i am a terrible worry. You hear so much about ID fraud these days that you cant be to careful. You should take out a free 30 trial with Experian if only to have a quick lance over your file. ID fraud is getting worse all the time and [...]