In 2009 many of us will be hoping to transfer a credit card balance or consolidate our loans and cards into one easier to manage payment. Hopefully the Credit Crunch will not have too much of an impact on this, however, before you apply, it’s always best to know what your credit file is saying [...]

Your Credit Report is so important, the information it contains can swing a decision for your next Credit Card, personal loan, car finance or mortgage application, you can view your credit report for free with some of the credit reference agencies, click here to find out more.

Hows your credit? Have you missed payments on your credit agreements? Or are you up to date?
It doesn’t matter what you think you know, your credit file could contain the wrong information….
Is someone trying to be you, in order to attempt to get a loan or credit card, or, even worse, a mortgage in your [...]